Autonomous collection for healthcare

Recover with empathy.

In healthcare, collections require sensitivity. Dyvit combines AI with an empathetic tone to recover balances without compromising the patient relationship, with CFM compliance and installment payments via Pix.

78%

Resolution rate without human escalation

0 complaints

Zero complaints about inappropriate tone

LGPD

Native patient data protection

Pix

Installments embedded in the conversation

Industry challenges

What keeps healthcare up at night

Three problems that call centers don't solve. And that compromise both revenue and the patient relationship.

01 72%
Sensitivity required

72% of patients report discomfort with phone-based collection. Aggressive collection in healthcare generates complaints, reputational damage, and permanent patient loss.

02 4-6
Billing complexity

A patient can have 4 to 6 pending invoices across insurance, copayments, installments, and elective procedures. Each situation requires individualized context.

03 LTV
Long-term relationship

Unlike other segments, the patient comes back. A poorly handled collection compromises years of relationship and future referrals. The cost is invisible, but real.

How Dyvit solves it

Collections that preserve the care

Four capabilities Dyvit delivers natively for healthcare institutions. No customization, no collection team.

Calibrated empathetic tone

The agent uses welcoming language, respecting the patient's moment. Firmness in recovery without compromising the care experience. Tone calibrated by procedure type.

Zero complaints about inappropriate tone
Installments via Pix

Proposes installments directly in the WhatsApp conversation. The patient chooses the number of installments, receives the Pix, and pays without leaving the chat. No boleto, no redirect.

Installments up to 12x via Pix
EHR/hospital system integration

Native connectors for major hospital management systems (TASY, MV, Philips). Patient context available to the agent without exposing clinical data.

Average integration: less than 1 week
CFM and LGPD compliance

Communication compliant with CFM (Federal Council of Medicine), CDC, and LGPD (Brazil's GDPR) regulations. Sensitive health data with an extra layer of protection. Complete audit trail.

Full audit trail · Reports for compliance
Regulation

Healthcare regulation as a product

Every regulation relevant to healthcare collections has been implemented as a default configuration. Not as a post-sale checklist.

CFM
Federal Council of Medicine

Compliance with CFM resolutions on patient communication. Tone and language calibrated for the healthcare context.

CDC Art. 42
Consumer Protection Code

Zero coercion, zero harassment. Empathetic language that respects the patient's moment and condition.

LGPD
Sensitive Health Data

Health data receives extra protection under LGPD (Brazil's GDPR). Dyvit handles sensitive data with an additional layer of security and access control.

ANS
National Health Agency

Compliance with ANS regulations for copayment and coinsurance collections. Rules applied automatically by plan type.

Process

From pending balance to payment

How Dyvit operates within the healthcare collection process. From first contact to payment, preserving the relationship.

01 Import pending balances Upload via API or direct integration with the hospital system. Automatic validation by procedure type, insurance, and patient profile.
02 Classify by sensitivity The model evaluates the patient context: procedure type, relationship history, amount. Calibrates tone and approach automatically.
03 Empathetic WhatsApp outreach The agent starts a conversation with a welcoming tone, personalized by context. No pressure, no technical language, focused on resolution.
04 Negotiation and installments Proposes installments, cash discount, or extended deadline. The patient chooses the best option within configured rules.
05 Pix generated in the conversation Agreement reached: Pix generated automatically. The patient pays without leaving WhatsApp. Real-time confirmation.
06 Settlement and report Payment confirmed: automatic settlement in the hospital system, financial record update, report for the finance team.
Results

Numbers that matter

"What surprised us most was the patient feedback. We received compliments on the collection tone. The recovery rate increased by 31 percentage points and we had zero complaints in 4 months of operation. The finance team can finally breathe."

CP
Carla Pinheiro
CFO · Clinic network
+31pp
Recovery rate
0
Complaints about inappropriate tone in 4 months
78%
Resolution without human escalation
Comparison

Dyvit vs traditional collections

A direct comparison between traditional collections and Dyvit's empathetic approach for healthcare.

Criteria
Traditional call center
Dyvit
Communication tone
Generic, standard script
Empathetic, calibrated by context
Complaint rate
8-12% of contacts
Zero complaints in operation
Installments
Limited, manual process
Up to 12x via Pix on WhatsApp
CFM compliance
Depends on training
Native and auditable
Hospital system integration
Custom integration project
Native TASY/MV/Philips connectors
Availability
Business hours
24/7 with appropriate hour restrictions
Talk to a specialist

Collections for
healthcare

Book a demo and see how Dyvit can transform recovery at your healthcare institution.

Guaranteed empathetic tone Native CFM compliance Installments via Pix 24/7 operation