Autonomous collection for SaaS and subscriptions

Involuntary churn.
Revenue recovered.

Up to 40% of SaaS churn comes from payment failures, not dissatisfaction. Dyvit acts before cancellation, recovering subscribers via WhatsApp with instant Pix and native billing integration.

~60%

Involuntary churn recovery rate

<2min

Average resolution time per conversation

D+0

Outreach on the same day as payment failure

MRR

Direct protection of recurring revenue

Industry challenges

What keeps SaaS companies up at night

Three problems that email dunning doesn't solve. And that silently erode MRR every month.

01 40%
Involuntary churn

Up to 40% of SaaS churn doesn't come from dissatisfaction. It comes from expired cards, forgotten boletos, maxed-out limits. These are subscribers who want to stay, but the payment failed.

02 15%
Ineffective dunning

Automatic retry emails have open rates below 15%. The subscriber doesn't even notice they lost access until it's too late to recover.

03 5-7x
Wasted LTV

Every subscriber lost to payment failure represents months of LTV thrown away. The cost of reacquisition is 5 to 7 times higher than retention.

How Dyvit solves it

Retention that protects your MRR

Four capabilities Dyvit delivers natively for SaaS. No customization, no dedicated retention team.

Pre-churn interception

The agent detects payment failures and contacts the subscriber via WhatsApp before automatic cancellation. Acts on D+0, not D+30.

D+0 · No manual intervention
Native billing integration

Native connectors for Stripe, Vindi, Asaas, PagarMe, and others. Detects failure, triggers collection, confirms payment, and reactivates subscription. Fully automatic.

Average integration: less than 1 business day
Smart dunning via WhatsApp

Replaces the email nobody opens with a WhatsApp conversation. Open rate above 90%. The subscriber resolves in minutes, not days.

Open rate: +90% vs 15% for email
Instant Pix in the conversation

Generates Pix code and confirms payment in real time. The subscriber resolves in seconds, without leaving WhatsApp. No boleto, no redirect.

Payment confirmed in under 10 seconds
Compliance

Compliance as a product

Even B2B SaaS needs compliance in collections. Dyvit treats this as a product, not an add-on.

LGPD
Data Protection

Consent, opt-out, portability, and deletion built in. Data stored in ISO 27001-certified Brazilian datacenters.

CDC Art. 42
Consumer Protection Code

Zero coercion, zero harassment. Empathetic tone calibrated by subscription type and subscriber profile.

Hours
Contact Restrictions

No contact outside permitted hours. Automatic configuration by subscriber profile and product type.

WhatsApp
Meta Policies

Compliance with WhatsApp Business API messaging policies. Approved templates, opt-in respected.

Process

From payment failure to reactivation

How Dyvit operates within the SaaS recovery process. From failure detection to automatic reactivation.

01 Detect payment failure Your billing system notifies Dyvit via webhook. Declined card, expired boleto, expired Pix: any failure is detected in real time.
02 Classify by churn risk The propensity model evaluates subscriber profile, usage time, plan, and payment history. Higher churn risk = contacted first.
03 WhatsApp outreach The agent sends a personalized message by plan type and failure reason. Empathetic tone, no pressure, focused on quick resolution.
04 Negotiation and Pix Proposes alternatives: update card, generate Pix, installments. Agreement reached, Pix link generated automatically within the chat.
05 Payment confirmed Pix settled in real time. Webhook to billing, automatic subscription reactivation. Zero manual intervention.
06 Retention report Dashboard with recovery rate, average resolution time, MRR impact, and churn prevented by period.
Results

Numbers that matter

"We recovered 62% of subscribers with failed payments in the first month. The protected MRR was R$340K. What impressed us most was the speed: average resolution time dropped from 5 days to under 2 minutes."

FS
Felipe Santos
Head of Revenue · B2B SaaS
62%
Subscribers recovered
R$340k
MRR protected in the first month
<2min
Average resolution time
Comparison

Dyvit vs traditional dunning

A direct comparison between the email dunning you use today and active recovery via WhatsApp.

Criteria
Email dunning
Dyvit
Open rate
10-15%
+90% via WhatsApp
Resolution time
3-7 days
Under 2 minutes
D+0 outreach
Automatic retry without human contact
Personalized conversation on D+0
In-conversation payment
Redirect to checkout
Pix generated in WhatsApp
Automatic reactivation
Manual or with delay
Real-time webhook
Billing integration
Manual configuration
Native Stripe/Vindi/Asaas connectors
Talk to a specialist

Collections for
SaaS

Book a demo and see how Dyvit can protect your company's MRR in 30 days.

Integration in hours No call center ROI in 30 days Native LGPD