Autonomous collection for utilities and telecoms

Millions of invoices.
One platform.

Utilities and telecoms deal with millions of invoices and regulated margins. Dyvit automates pre-disconnection recovery via WhatsApp with embedded Pix and native ANATEL/ANEEL compliance.

97%

Outreach coverage of the delinquent base

5x

Reduction in cost per contact vs call center

Pix

Payment embedded in the WhatsApp conversation

ANATEL

Native regulatory compliance

Industry challenges

What keeps utilities up at night

Three structural problems that call centers don't solve. And that erode margin every single month.

01 23%
Uncontacted volume

On average, 23% of the delinquent base at utility companies receives no contact before disconnection. Simply due to lack of call center operational capacity.

02 R$45
High cost per contact

Average cost per contact at a utility call center: R$35-R$55. Multiplied by hundreds of thousands of invoices, the collection budget consumes operating margin.

03 90d
Wasted pre-disconnection window

Between due date and disconnection, there is a 60-90 day window that is rarely well utilized. Every day without contact reduces the chance of payment and increases reconnection costs.

How Dyvit solves it

Collections that scale with your volume

Four capabilities Dyvit delivers natively for utilities and telecoms. No customization, no dedicated team.

WhatsApp as primary channel

99% of Brazilians use WhatsApp. Dyvit opens conversations where the debtor already is, in natural Portuguese, with tone calibrated for the utilities segment.

Open rate: +65% vs email and SMS
Pix embedded in the conversation

Generates Pix code within WhatsApp and confirms payment in real time. No redirect to a website, no boleto, no friction. The debtor pays without leaving the chat.

Payment confirmed in under 10 seconds
Pre-disconnection and reconnection logic

The agent identifies invoices nearing disconnection and prioritizes outreach. After payment, triggers a webhook for automatic reconnection. Reduces manual reconnections and complaints.

Automated reconnection via webhook
Unlimited volume, fixed cost

The agent operates hundreds of thousands of simultaneous conversations with no marginal cost per contact. Scale from 50K to 500K invoices without changing operational cost.

Cost per contact: ~R$0.18 vs R$45 at call centers
Regulation

Sector regulation as a product

Every regulatory rule relevant to utilities has been implemented as a default configuration. Not as a post-sale checklist.

ANATEL
Telecommunications

Compliance with ANATEL regulations for telecom collections. Contact limits, hours, and language configured natively.

ANEEL
Electric Power

ANEEL disconnection rules, prior notification, and deadlines applied automatically. No risk of enforcement for irregular procedures.

ANA/ARSAE
Water and Sanitation

Sanitation regulations (ANA and state agencies) integrated. Respect for notification deadlines and sector-specific disconnection rules.

LGPD
Data Protection

Consent, opt-out, portability, and deletion built in. Data stored in ISO 27001-certified Brazilian datacenters.

Process

From overdue invoice to payment

How Dyvit operates within the utility collection process. From first outreach to reconnection.

01 Import portfolio Upload via API, SFTP, or direct ERP integration. Automatic validation, enrichment, and segmentation by service type.
02 Prioritize by disconnection window Invoices with imminent disconnection are prioritized automatically. The model considers value, history, and payment propensity.
03 WhatsApp outreach Personalized conversation by service type (power, water, telecom). Calibrated tone, within regulatory hours.
04 Autonomous negotiation The AI engine proposes terms within guardrails: installments, cash discount, extended deadline. Everything logged.
05 Pix link generated Agreement reached: Pix link generated automatically within the chat. The debtor pays without leaving WhatsApp.
06 Settlement and reconnection Pix settled in under 10s. Webhook to the ERP, automatic settlement, reconnection trigger when applicable.
Results

Numbers that matter

"We contacted 180,000 invoices in the first month without hiring anyone. The pre-disconnection recovery rate increased by 29 percentage points and cost per contact dropped 4x. The operations team finally got to focus on what matters."

AC
Andre Costa
Director of Operations · Energy utility
180k
Invoices contacted in the first month
4x
Reduction in cost per contact
+29pp
Pre-disconnection recovery rate
Comparison

Dyvit vs traditional operations

A direct comparison of the metrics your finance team will want to see before approving the project.

Criteria
Traditional call center
Dyvit
Cost per contact
R$35-R$55
~R$0.18
Base coverage
40-60% by capacity
97%+ automated
ANATEL/ANEEL compliance
Depends on manual training
Native and auditable
Availability
Business hours
24/7 within regulatory limits
Post-payment reconnection
Manual, 24-48h
Automatic webhook, real time
ERP integration
Custom integration project
Native connectors, go-live in days
Talk to a specialist

Collections for
utilities

Book a demo and see how Dyvit can transform receivables recovery at your utility company.

No lock-in contract Go-live in days Native ANATEL compliance 24/7 operation